14 months ago
I've had two credit cards for a fairly long time, and honestly I feel dumb just because I don't understand the difference between a ''statement balance'' and a ''current'' balance. I never paid much attention to billing cycles and just tried to keep the current balance on 0.
However, today I noticed that I have a current balance of about 482.00 and a statement balance of about 672.00 and now I'm just scared and confused as to what is what I really owe. That's a difference of $190 which is an amount I don't know if I have to or don't have to pay.
Can somebody help out?